Box Clever: Car Insurance Tips For Teenagers

Turning 17 meant one thing to me, being able to drive. It was great, the driving, the feeling of independence and at the same time learning something new. After six months of lessons, I finally passed my test and couldn’t wait to buy my first car.

 

Unfortunately, as good as it is, driving is expensive. You have to pay for a car, and when that is done you have to pay tax and then the car needs to pass its MOT. But none of those costs compare to getting insured.

 

Many parents think they realise how expensive insurance is for teenagers, but the fact is they don’t. My Dad told me I’d be looking at around £1,000 for my insurance, but he was miles off. The first quote I got was for £3,500, and when you’re earning minimum wage and your parents can’t help it’s not easy.

 

There are ways to lower your insurance. For starters you don’t have to have fully comprehensive cover, you can instead opt for third party, fire and theft, or even just third party insurance. After some research on price comparison sites I found I got quotes ranging from £2,500- £4,500. But unfortunately, even after doing that, the insurance is still expensive and normally you don’t lower your quote by much.

 

Of course, there are other ways. Look online and you’ll find many guides or tips on how to do it, most of which don’t work. Some people would tell you to put your parent as the named driver, and add you on as another driver, but I would not do this. First of all, this is insurance fraud, as you are  lying to the insurance company, unless your parent will be driving the car far more than you. I also found that my quote didn’t actually lower that much, as I would have to pay for the insurance of two people. But most importantly if you have your parent as the named driver, you cannot earn your own no-claims discount.

 

Luckily, it’s not all doom and gloom. After spending a month of looking, I finally found a solution.  A telematics box is something which monitors your driving. It’s about the size of a mobile phone and you wouldn’t even notice it had been fitted. By having a box like this fitted to your car certain insurance companies will dramatically lower your insurance. The box will monitor how many miles you drive, the time of day you’re driving and the type of roads you drive on via a Global Positioning Satellite (GPS), and also monitors heavy braking and rapid acceleration.

 

My insurance dropped from £2,800 third party, fire and theft to £1,900 fully comprehensive cover because I got insured through a company called Insure The Box. The catch is that you will have a mileage limit that you must abide to. But this shouldn’t put young drivers off as most will struggle to go over this anyway. I’m currently limited to 6,000 miles a year, which is about 115 miles a week, but this doesn’t bother me as I’m currently only doing about 60 to 80 miles a week.

 

There are other benefits to having a box, besides just being cheaper. Most of these companies also reward you for good driving. This means if you drive without frequently accelerating rapidly or braking heavily then your driving can earn you extra miles. Insure The Box will award up to 100 extra miles each month. If you are in an accident then the box can alert the insurance company. If the car suffers a G Force of 2.5G or above then the company will be alerted, they will then use the GPS to check if your vehicle is stationary. If the vehicle is stationary for a set amount of time then they will attempt to phone you to offer assistance or even call the emergency services if necessary.

 

It is easy to get a quote. Provided your car hasn’t modified or imported by you into the country then it should be suitable for cover by Insure The Box. If you feel this method is for you then the easiest way to get a quote is by heading to the Insure The Box website http://www.insurethebox.com. If you are unsure if it’s for you then I would recommend looking on the frequently asked question section on the Insure The Box website on http://www.insurethebox.com/docs/thefaqs.pdf and then getting a quote through the price comparison website www.moneysupermarket.com, as it will be easier to compare quotes from other insurers making it easier to see you how much you’ll save.

 

 

 

 

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How To Build Your Own PC

Some people think building a PC is hard. They see the inside of a pc as a no go area, believing it is incredibly complex to build and understand such a thing. The funny thing is, it really isn’t that hard.

 

Building a PC is like a jigsaw puzzle, each component will only slot in one place. The only way you will do something wrong is if you put a piece in the wrong place.

 

Understanding the PC

 

The first thing you need to know is what each component does. I will try to simplify this by using the human body as a basis.

 

The Motherboard is the brain, everything revolves around it. It is the main hub of your PC. Just as with brains, they come in different shapes and sizes, which are called form factors. You will need to know what the form factor is of the Motherboard in order to fit the Motherboard in the case.

 

The processor or CPU is like the heart, it is the engine that drives your pc. The faster this engine is the better, as it can allow your PC to run faster.

 

The RAM is like the short term memory of your brain. The better the memory, the more files the system can handle at once.

 

The hard drive is like the long term memory of your brain. This is where all your files are stored, the bigger the hard drive the more files you can store.

 

Just like the human body, a PC needs more than just a brain and a heart. The Graphics and Sound Cards are like your eyes and ears. The better your sight and the better your ears, the clearer you see and hear things.

 

The Power Supply Unit (PSU) is like the systems food and water. The PC needs this to run, as it provides the computer with the electricity it needs. This may seem obvious, but a good PSU is very important, as many components require a PSU of a certain wattage or with a certain number of power connectors to plug into it. Make sure you know these requirements before purchasing.

 

Finally we have the case. This is the skeleton of the PC. As with the PSU, many people forget the importance of the case. The size and weight will affect not only how much you can put in it and how much room will be required on your desk, but also how good the cooling system is. This will be huge in the summer months when room temperature rises, and even bigger for gaming. The PC will heat up a lot when the room temperature rises, and when a lot of components are running at once, like they are in gaming, the case gets got and this can damage components very easily.

 

Choosing the components

 

Now you have a rough idea of what each component does, you need to buy your components. There are a few ways to go about this.

 

One option is to simply pick them yourself, which is what I did when I built my first system. If you choose this option I would recommend you do your homework, as you need to ensure the Motherboard, Processor and RAM are all compatible with one another in order for them all to work as one.

 

Another option is to buy a barebones bundle from a company such as Novatech. This is a bundle of several components such as the Motherboard, RAM and CPU at a discounted price as they are bought together. Yet again, I would make sure you do your homework, this time to see how good the processor is, as it has been known for these bundles to put a good board and RAM with a poor processor.

 

The last option is the one I would recommend. In many computer magazines such as Custom PC, there are component lists. All the components listed will work together, and the best price and place to buy it will be listed. Even if you want to choose your own components, I would recommend this as a base model to go by, as this will cut out a lot of time finding the best prices.

 

Choosing the operating system

 

Most people will choose either a Windows or Mac operating system (OS). If you are going to then you will need to purchase a full, not upgrade, version of the OS in order for it to work.

 

There are several ways to go about doing this. Either purchase the latest version of the OS, or get an older version or upgrade from there, depending on which is cheapest.

 

The alternate option is an OS called Linux. It is a free to use OS that can be downloaded online and is a good option if you would just like to test your system first, or do not feel you will benefit from having Windows or Mac.

 

If you choose Linux you will need to do a little research into which version is best for you, as each version has its benefits. I would recommend Ubuntu, as it is easy to understand for beginners. The other downside to getting Linux is that you cannot use a lot of software that can be bought for Windows or Mac on it, so bare this is mind before making a final decision.

 

Building the PC

 

-Tools

Before you can start building, you will need to buy a few tools, a number 2.0 Phillips-head screwdriver and an anti-static wristband.

 

An anti-static wristband is a wristband that is earthed, ridding your body of the static electricity it contains. Static electricity will ruin PC components, and most PC shops sell them for as little as £5.

 

PSU-

The first thing you need to do is to attach the PSU to the case.

 

First determine if your PSU mounts to the top or bottom of the case. This should be easy to spot, as you will notice a gap in the back panel of the case roughly the same size as the PSU. If you need to mount your PSU from the top ensure the fan is facing downwards so the fan can draw air from inside the case.

 

To mount the PSU all you need to do is find the holes for the screws on your case and align them with the holes on the PSU. Now use the screwdriver to put the screws provided with the PSU or case in the holes.

 

Now this is done you can put your anti-static wristband on and plug your PSU into the wall, but do not turn it on. This will earth the case, now attach the wristband to a part of the case and you can handle the components without fear of static damage.

 

-CPU

 

We need to attach the CPU to the Motherboard. I would recommend doing this part of the build outside of the case, as it makes it easier.

 

Remove the CPU and Motherboard from the packaging and use the manual to locate where the CPU will go on the Motherboard. Next unfasten and lift the retention clip and remove the plastic pin cover, if you have an Intel CPU. Now match up the pins on the Motherboard to the pins on the CPU and push the CPU onto the Motherboard, then refasten the retention clip.

 

Now you need to install the Heatsink. This must be correct as it can serious damage the computer if it is not. All you have to do is position the Heatsink’s pins with the pins on the Motherboard and push down until you hear a click.

 

-RAM

 

This will vary depending on how much RAM you have.

 

If you have one stick then you do not need to worry just match the grooves on the RAM to the grooves on the board and push until you hear a click as the plastic heads clamp down.

 

If you have two sticks then put both in port A. To find out whether a port is A or B, just look can in the Motherboard manual. To install three sticks, you do the same as two, only this time you must add a third into one of the B slots. For four sticks two sticks are placed in A and B.

 

-Motherboard

 

This can be the most fiddly part of the build, so you may want another person to hold the board still.

 

This is a very important step as, if done correctly, it will protect your PC from potential short-circuits.

 

There are holes on the Motherboard, check the Motherboard manual to see where all of these holes are and match them to the holes on the Motherboard tray inside the case. Now put the screws through the holes on the Motherboard and into the Motherboard tray.

 

-Fitting the drives

 

On the case there will be several bays for the drives to sit it. The hard drive slides into the smaller bays, and the DVD or Blu-ray drive into the bigger one. There are also holes along the side of the drives and drive bays, which need the screws provided with the drive to be screwed into them. This will hold the drive in place.

 

You should also have two SATA cables with your drive, one for power and one for data. The power cable is the bigger of the two. They both plug into the back of the drive and then into the Motherboard SATA ports. To find where these are check the Motherboard manual.

 

-Graphics and Sound Card

 

This step is not necessary, as almost every Motherboard comes with these built in. This means the PC can run without them, but if you have purchased separate cards, then you will need to do this at some point.

 

Find the PCI-E slot for the sound and/or graphics card, which can be found in the Motherboard manual. Then line up the grooves and push the card into place, you will hear a clicking sound when it is done.

 

Some Graphics Cards need a 6 or 8 pin power adapter. If your card requires this then find it on the PSU and plug it into the card.

 

-Wiring the front panel

 

You will need the manual to help you find where each wire goes, as the colours of the cables will not match their location on the board.

 

The wires then need to be plugged into the correct place on the Motherboard. It is vital you ensure they are pushed in as far as possible, as if not whatever is plugged into a falsely wired USB port will be corrupted.

 

-The finishing touches

 

All that remains is to plug the case fans into the 3 or 4 pin connectors from the PSU, the 24 pin power connector for the motherboard and the 8 pin connector for the Heatsink and then you will be ready to boot.

 

Preparing the PC for everyday use

 

When you turn the PC on you will be greeted by the BIOS screen. First you will need to check your components are detected by the Motherboard by going to the Standard CMOS features option. Once you have done this you need to go back to the menu and choose Advanced BIOS features, then change the first boot device to the DVD or Blu-ray drive, normally called CD ROM or the full manufactures name and the model of the drive.

 

Now open the drive and pop in your OS disk, then follow the instructions on screen to install the operating system.

 

Once this is done, you will have finished building this PC. All that remains is to install any drivers provided with the motherboard, and check for updates for any drivers that you do not have disks for.

 

 

 

 

 

 

 

 

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Tech News: Amazon To Launch Tablet PCs

Amazon plans to launch two new Tablet PCS with 7 and 10 inch screens respectively, according to China wholesale electronics store ePathChina.

The 7-inch version tablet PC price is about $349, while the 10-inch version costs about $ 449. Both are cheaper than the Apple iPad 2.

Amazon founder Jeff Bezos said that Amazon’s own brand Tablet PC is the supplement of the Kindle, not its replacement.

 

 

 

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Tech News: Foremay’s Making New 1TB Drives

Foremay Inc., a leader of technology innovation in solid state drives(SSD) and one of the world’s Top 10 SSD OEMs, today announced that production has started of its 1 Terabyte (TB) SSD drives in standard 2.5” SATA interface with a thickness of 9.5 mm, and its 480 Gigabyte (GB) standard 1.8” micro SATA SSDs with thickness of only 5 mm.

The read/write speeds for both products are up to 250 MB/s. Users can opt for either industrial grade or commercial grade for both products to suit their specific applications. Foremay’s 1TB solid state drive is the largest SSD in the world today in standard 2.5″ SATA form factor.

“We are proud to deliver our slim 1TB 2.5” SATA SSDs and 480GB 1.8” micro SATA SSDs to fill the gap in the current niche market where customers need ultra-high capacity SSDs,” said Jason Hoover, Foremay’s Vice President of Marketing.

Both the 1TB 2.5” SATA SSDs and 480GB 1.8” micro SATA SSDs are now available to ship in volume.

For more information about the product offerings, please contact info@foremay.net

 

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Tech News: Google Display Ads Out-Sell Yahoo

Google has surpassed Yahoo in market ads

Google has just set an important milestone that for the first time it has surpassed Yahoo to become the biggest sellers in the U.S. online display advertising market, according to a recent study from ePathChina,

Google’s display advertising market share in the U.S has risen by 14.7%, compared with Yahoo’s 12.3%. Google’s display advertising revenue was $3.96 billion this quarter, compared to Yahoo’s $3.3 billion.

“For Yahoo, this is a blow psychologically,” said  an ePathChina analyst.

 

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Tech News: Tablet PCs Changing Mobile TV

The first Tablet TV services are appearing in several markets around the world, offered either free of charge or as paid add-ons by different kinds of players.

Until now, Tablet TV applications primarily featured remote control functions. However, most recent upgrades enable wireless streaming of live TV and Video on Demand.

Compared to smartphones, tablet PCs improve the user’s viewing-experience as they have larger screens. Tablet users download the TV app from iTunes or the Android market, free of charge, while access to the service is linked to the user’s TV subscription: the user activates the service through log in details provided by the TV provider.

 

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Tech News: Google Snaps Up Sparkbuy

Google has purchased Sparkbuy, a product search engine, for an undisclosed amount and unknown terms.

Sparkbuy enables online shoppers to compare brands and prices by asking them to enter their ideal product details. Users can also use the advanced filter settings to break down the search results. It is speculated that Google will use Sparkbuy to upgrade its online shopping comparison engine.

A Sparkbuy representative said: “It is very exciting for us to have the opportunity to share our search vision with a larger group of users. Although we will no longer provide our services on the website Sparkbuy, our team at Google will introduce new services.”

 

 

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Crunk Juce Arrives In Southampton

Crunk Juce is part of a new drinking craze sweeping Southampton. The drink is selling in huge volumes to the student population. To students Crunk is the new ‘must have’ drink.

But what exactly is Crunk? It’s a new malt-based alcoholic drink laucnhed by the company Gila Brew, a US drink supplier. It consists of Hennessey Cognac and the Crunk energy drink, promoted by rapper Lil Jon.

The craze started in the UK when the owner of the stores Uncles Charleys in Bedford Place and Champagne Charleys in Portswood and Ocean Village, in Southampton decided to import the drink from America.

After only a short time of selling the stock on promotion, they sold out. Due to high demand distribution was controlled to begin with, in order to maximise sales, but pretty soon off-licences across Southampton and its surrounding area heard about it.

Other off-licences were phoning up to ask where, and/or how they could get it, due to the sheer number of customers asking for Crunk Juce in their stores. One off-licence claims it had over 15 people come in for it in a single night.

Uncle Charleys identified  the target audience very early on and marketed the product very cleverly.  They started a group on Facebook and Twitter which users could “like” or “tweet” about. They used the page to link people to their own website as well as give directions to their stores.

Also a website called Crunk UK was started where not only customers, but wholesalers could buy stock, provided they place a minimum order of 10 cases.

But what is it that makes Crunk so popular? Tom Mahlke, President and CEO of Gila Brew said: “Crunk is the ultimate selection for those who seek spirited drinking experiences and is an electrifying addition to retail shelves.” and with the slogan“TASTE, Come and Get Some,” it’s a direct message  to competitors that this product has superior taste.

Crunk’s slogan is “TASTE, Come and Get Some.”

As most retailers know taste alone will not sell a drink, which is why Crunk has a clear audience. It is targeted at 21 to 29-year-olds in the US where the legal drinking age is 21, but sales in the UK are mainly to students aged 18-22.

The can has been designed to look similar to an energy drink can, something which has proved very popular with teenagers. To ensure it is not confused with an energy drink, the can has been made larger and it includes a warning that it contains alcohol as well as a “We I.D.”  logo.

As well as good marketing and taste Crunk has another great selling point, its strength, which is rather confusing considering Crunk is 12%, making it stronger than larger but weaker than Vodka.

I spoke to several students who has purchased some Crunk Juce one evening.

Spencer Gaunt, from Totton, a student at Totton College said: “Crunk Juce is amazing, it tastes good and I got drunk off like one can, that stuff is lethal. I love it.”

George MacDonald from Southampton, a student at Bournemouth University, said: “Me and some mates heard about it and decided to see what all the fuss is about, I brought them back here (to Southampton) from Bournemouth just to try this stuff. We’re hoping for one crazy night now.”

I also found that several students compared drinking Crunk to being on drugs or drinking a whole bottle of Vodka, which is part of the reason why students enjoy it so much.

Crunk retails for around £6.00 a can, making it more expensive than lager, but about the same price as wine.

Students are seeing it as a way of having a cheap night, either in or out.

Southampton has been struggling to get enough Crunk in, partly due to the fact essentially one man is controlling distribution, and also because of the two Universities in its area. But with websites beginning to offer it to retailers and the amount of interest rapdily growing that’s sure to change very soon.

There are already several pages on Facebook, some with hundreds and others with over 1,000 fans speaking about how much they love Crunk, some adopting the phrase “getting my Crunk on” and various other plays on words involving Crunk.

So, with students flooding to buy it, and a huge profit to be made selling it, is it time to get your Crunk on?

 

 

 

 

 

 

 

 

 

 

 

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3D – How It Works

To some people 3D is nothing new. They remember the old days of the red and blue glasses that were more of a gimmick to sell tickets than a genuine technological revolution. However 3D is a lot more than that now. After the success of the blockbuster film Avatar, the film, television and computer industry went 3D crazy.

 

But how does this technology work? That is not a simple question to answer, as there are several types of 3D and they all vary in the way they work.

Polarization

Most people will have witnessed 3D in Avatar using RealD glasses. RealD use the polarizing technique, or more specifically circular polarization.

How it works

Light will travel in whatever direction it wants until it hits or reflects off something. When light is reflected it becomes polarized.

If you go to the cinema to view a 3D film like Avatar, it is recorded using a 3D camera, which captures two images.

The two images are then shown at once, each on a different projector using different filters. The filters are used to control polarity and how much light each eye receives.

As well as two projectors a silver screen is also required. The silver screen acts as a mirror sending the picture back at us, hence polarizing it. The screen must be silver as the traditional white screen cannot hold polarity, as it will not reflect in a set direction.

The last thing needed is the 3D glasses, which also contain two filters, one for each eye. Each filter will only control how much light your eyes receive, so that only a certain percentage of the two images is shown, making the shot appear 3D.


For example, in the above image the fish would appear to be coming towards you because both eyes can see 100% of the fish, but only 50% of the background, making the fish appear closer.

Disadvantages

  • Light loss is a problem with polarization as the entire process requires the light to be reflected. If there is any outside light between the screen and the glasses, the picture can appear very dark.
  • The only other problem is cost of the system. The glasses are very cheap, but the projectors are very expensive and 2 of them are required, as well as the cost of the silver screen.

 

Active shutter

Many new 3D TVs use something called active shutter. It is simpler to understand than other types.

How it works

With active shutter glasses, each lens has a tiny LCD screen in it. The left and right lens can turn on and off alternately, displaying a different image for each eye at the same time.

It is easier to understand because you can try it now. Put your hand in front of something and focus on it.  Close one eye and then the other, notice how the image is slightly different for each eye? Now, if we speed up the whole process, so that each lens is turning it self on and off maybe 30 times a second, in time with the two images on the TV, then our brain would simply merge the two images together and make a single 3D image.

Disadvantages

  • The constant shuttering can cause flickering depending on the refresh rate of the display. This is because the refresh rate is halved when the 3D effect is being used. However this is only a problem for displays with low frame frame rates of around 120hz.
  • The glasses are battery powered and run out quite quickly. If more content turns 3D then this could become a big problem as currently you can only charge the glasses when they are not being used.
  • The glasses are expensive, far more expensive than the passive glasses.

 

Parallax barrier

This is a type of Auto-stereoscopy, which basically means 3D without glasses or other type of headgear.

How it works

A parallax barrier is a device placed in front of something, such as an LCD screen in the Nintendo 3DS. This allows the display to show a 3D image without the need for the viewer to wear 3D glasses.

The barrier works because has a series of precision slits. As can be seen in the above image, behind the slits are several images. The slits are placed so each eye can see a different set of pixels. The pixels are then merged together by the brain to create a 3D image.

Disadvantages

  • The main problem is that you have to be in the “sweet spot” for the 3D effect to work. This can be seen by the diagram. If the eyes were left or right too much they wouldn’t see all the pixels required for the 3D effect to work.
  • The horizontal pixel count, which effects picture quality, viewable for each eye, is reduced by one half. This is similar to what happens to refresh rate in the active shutter systems.

 

 

 

 

 

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Mary-Anne King: truly brave, truly selfless

By Liam Brett

YOU hear many stories of selflessness and bravery. From soldiers risking their lives to save a friend, or an elderly woman scaring off armed robbers, just because she felt it was the right thing to do.

Mary-Anne King* doesn’t have any of these death defying tales to tell, but make no mistake, she is just as selfless and just as brave.

On first appearance Mary-Anne is just your everyday woman. She’s in her mid 60s and about 5ft tall, with brown hair and a warm smile. But two months ago Mary-Anne was diagnosed with a brain tumour.

This is not the first time she has dealt with cancer.

Mary-Anne, from Totton in Hampshire, tells how she was taken into Southampton General Hospital in May 2006. “I remember being rushed down a corridor and thinking, where am I? Why are they all in such a rush?” She begins to laugh. “I thought they all wanted to go home.” But it emerged that Mary-Anne had peritonitis and doctors had to operate fast.

“I was in terrible pain, and after they began to operate things went dark. I began to go through a tunnel, surrounded by red and black trees. It was horrible. I thought it would never end. And then a bright spark lit up at the end of the tunnel, I know it was my Simon, willing me on.” Simon, one of Mary-Anne’s children, was born with muscular dystrophy but after defying the odds and living into his late teens, he sadly died.

At 5am the next morning, Mary-Anne came to. “The doctor told me that if I had not been operated on straight away, I would have died. I only had had 20 minutes left. I told him I was just glad the pain was gone.” Unfortunately, despite the pain easing, all was not well. Mary-Anne was diagnosed with ovarian cancer.

The next month, she began intensive chemotherapy. “At first it was very tough, as it takes a lot out of you. But they make you go to the clinic. I’ll never forget there was this 16-year-old girl – she was lovely and so pretty, but she had lost all her hair due to chemotherapy. It made me think, what am I so worried about?” After several months of gruelling treatment, Mary-Anne beat cancer.

But now, nearly five years on, she has been diagnosed with a brain tumour.

The bitter news came two days before Christmas, usually a special day for Mary-Anne as it is also her birthday. Despite all this, Mary-Anne chose to suffer in silence. She saw colleagues at the pharmacy where she works, met friends in the street and even saw family for her birthday, but she did not say a word. “I just didn’t want people to worry about me at Christmas. I couldn’t live with myself knowing that they did. I just wanted them to enjoy themselves.”

Mary-Anne is currently back in hospital recovering from surgery on her tumour. Doctors say the operation was successful but it is still early days.

* Her name has been changed

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